Avoid bank hassles
Banks and mortgage
lenders can be picky. They prefer to do only the easiest and safest
loans. Trying to please them and jumping through all their hoops can
drive you crazy. It is especially difficult when your credit is less
than perfect, your debts seem too high, you are self-employed, or are
new to your area.
Our owner financing
programs make buying easier. You enjoy the peace of mind of having a solid
move-in date. There are no last-minute lender requirements to stop us
from closing or moving you in. Depending on what you want and need, we
can even make you a loan to buy or rent the home to you until closing.
Start enjoying your new home even if you are still raising more money to
put down.
If we decide the best
option is to rent to you until we close, you'll have some breathing room
and no pressure. We can then work with you to get a favorable bank loan
or help you build up a down-payment required to close with easy owner
financing.
Work directly with a
creative and flexible seller
Start enjoying all the
benefits of owning your own home. Have lenders and brokers told you
that you can't qualify?
We're a local,
privately-owned
realty investment company specializing in helping families buy homes
without the normal hassles of going through the bank qualifying process.
We have nice homes in many sizes, locations and prices. As owners, we
can offer several unique programs that can help you buy a home, even if
you don't have the proper financial picture or credit history to please
a bank.
Our lending criteria are
different from a bank’s, as we take into account the circumstances that
may have damaged your credit in the past. We'll fairly evaluate your
present employment situation and currents debts. In many cases, we can
find a method of financing you, getting you into one of our houses.
Build a down-payment
There are many creative
things we can do even if your credit is less than perfect... or you lack
local employment history...or your income is hard to prove... or you
have another house for sale... or you're stuck in a lease... or you've
had a bankruptcy or foreclosure... or you have outstanding collections.
Our Rent-to-own or
Lease-Option programs can get you into the home of your choice
with a small down payment. These programs offer creative ways of
helping you build equity and enjoy market appreciation. We'll then work
with you to get you closed as quickly as possible with the best mortgage
and terms. In the meantime, you can be enjoying your new home, sprucing
it up the way you want it.
Then show off your new
home and experience a new sense of pride. You'll have the time needed to
qualify for traditional financing, establish your income, clean up your
credit, build a down payment or pay off debts.
If you do have a significant
downpayment, we can consider giving you immediate home ownership and the benefits
it entails, while you work towards obtaining traditional financing. We can even
connect you with a mortgage broker to accelerate the process.
|
Buy with no money
And when you don't have
enough money down to close with seller financing, we have other programs
to give you immediate ownership benefits. If you're in a position to
qualify for a new mortgage, we may be able to help finance your down
payment and closing costs. You could get in with no money down.
Some of our buyers can
qualify for 95% to 97% bank financing. In those cases, we might
recommend one of several "home buying grant programs" available with
minimal qualifying. These grant programs can "gift" the 3%-5% down
payment you need to close.
Own your own home...now!
Are you tired of
maintaining and fixing up a house you don't own? Do you want more
privacy in a bigger or better house?
Don't be forced to throw
your money away on rent just because you need time to get a bank loan.
Each month you get nothing but receipts...with no equity build up... no
tax benefits... no appreciation... and no pride of home ownership.
Even if you don't have
perfect credit... or a large down payment... or if you're self-employed,
there are loans available for you. Whatever your current situation,
there's probably a home loan that is just right for you. And we can get
you in to one of our nice houses, even if it means financing you
ourselves.
Is home ownership within
your grasp?
The American Dream. Some
will never achieve it, but most do not have the opportunity you have
right now. Let us help you buy a nice home sooner than you expect. Join
our Buyer's List today and let's see if we have an attractive home that
fits your budget and lifestyle. A home you can move into quickly and
easily, with minimal qualifying, with or without a down payment.
Joining our Buyer's List is free. If one of the homes available now
doesn't get you excited, then we'll keep looking, notifying you of our
new properties as they become available.
There are several easy
ways to find out if we have a home for you:
1) Go to
www.KerygmaProperties.com/property.html for Homes Available.
2) Fax us toll free at 877-SafeSale (723-3725).
3)
Email
your name,
contact info, and a brief description of your dream home.
4) Call our
office for personal assistance at 877-723-3725 and ask for Tom
to tell us about yourself and what you're looking for. Let us show you how to overcome any home buying
challenges you're facing. There's no cost or obligation. We don't
charge a fee to get you into one of our homes nor to help explore your
options.
Contact us! We
look forward to hearing from you!
|