Flexible Financing

Stop wasting your money on rent... or living in a house which doesn't meet your needs. Discover how to move into a better home!

Some people are tenants by choice. But most people would prefer to enjoy all the benefits of owning a home if at all possible. It can be the single most important investment you ever make. The personal wealth of many is largely from equity they've built through years of responsible home ownership.

We believe that buying a home should be at the top of your goal list. And, we have a number of homes for sale right now with flexible owner financing. Our unique approach to selling houses can help you achieve the reward of owning your own home faster and easier than going the traditional route. Here are the benefits you can enjoy by working with us:

Build a down-payment

There are many creative things we can do even if your credit is less than perfect... or you lack local employment history...or your income is hard to prove... or you have another house for sale... or you're stuck in a lease... or you've had a bankruptcy or foreclosure... or you have outstanding collections.

Our "lease-purchase" or “installment purchase” programs can get you into the home of your choice with a small down payment. These programs offer creative ways of helping you build equity and enjoy market appreciation. We'll then work with you to get you closed as quickly as possible with the best mortgage and terms. In the meantime, you can be enjoying your new home, sprucing it up the way you want it. Then show off your new home and experience a new sense of pride. You'll have the time needed to qualify for traditional financing, establish your income, clean up your credit, build up your down payment or pay off debts.

Trade repairs for equity or down payment

Would you enjoy working on your own home, doing repairs or remodeling?

Do you have time, skills or materials already? Would you prefer to decorate a home to your own tastes, not ours? From time to time we buy several homes that were once beautiful and valuable. Now, these homes are run down and don't look like much. But with a bit of work, love, care and some talent, these houses could be beautiful homes once again. These "fixer-upper" properties offer a great opportunity for you to trade work on a house for equity. Part or all of your down payment could come from work that you do to your home. The homes offered in this manner go quickly, so let us know if you'd consider a home that needs work.

Move fast

When you buy a home from us you can move in quickly and easily. Many of our properties are available immediately. You can get in to one of our homes in just a few days (with our flexible owner terms) or set a date further out.

Compare that to buying an owner-occupied home through an agent. How frustrating! First, you have to qualify for a loan which could take 3 to 8 weeks. We do not require bank financing. Then you have to coordinate your move subject to the schedule of the seller. Beware if the seller wants everything contingent on them getting into their new home! Their deal could fall through at the last minute, stopping you or delaying your move-in. That can become a nightmare if you've already lined up a moving van, or given notice to your landlord, or sold your previous home.

Avoid bank hassles

Banks and mortgage lenders can be picky. They prefer to do only the easiest and safest loans. Trying to please them and jumping through all their hoops can drive you crazy. It is especially difficult when your credit is less than perfect, your debts seem too high, you are self-employed, or are new to your area.



Our owner financing programs make buying easier. You enjoy the peace of mind of having a solid move-in date. There are no last-minute lender requirements to stop us from closing or moving you in. Depending on what you want and need, we can even make you a loan to buy or rent the home to you until closing. Start enjoying your new home even if you are still raising more money to put down.

If we decide the best option is to rent to you until we close, you'll have some breathing room. We can then work with you to get a favorable bank loan or help you build up a down-payment required to close with easy owner financing.

No reason to wait!

If you're spending your money on rent now, or if you're like to buy a better home, let us help you. We select homes from our properties each month to sell for cash, or with a new loan, or with flexible owner financing. You may be able to get into a new home without bank qualifying, without a substantial down payment and in some cases with no money down.

Many tenants are willing to live somewhere that does not reflect their preferred lifestyle because it's "temporary." Don't put up with noisy, unkempt, and sometimes frightening neighbors. Or inefficient heating systems or poor maintenance. Or undesirable schools. Or rising crime rates. Or what about the landlord who shows up with little or no notice... even entering your home without your knowledge?

When you're in a home of your own, you have more freedom and peace of mind. You deserve to live better. Let us help you improve your lifestyle now!

Stop living in a house that is too big or too small. Stop putting up with uncooperative landlords. Stop getting by in a house that's too hard to maintain. And stop spending your hard-earned money on rent, giving you nothing at the end of the year but a pile of receipts!

Is home ownership within your grasp?

The American Dream. Some will never achieve it, but most do not have the opportunity you have right now. Let us help you buy a nice home sooner than you expect. Join our Buyer's List today and let's see if we have an attractive home that fits your budget and lifestyle. A home you can move into quickly and easily, with minimal qualifying, with or without a down payment.

Joining our Buyer's List is free. If one the homes available now doesn't excite you, we'll keep looking, notifying you of new properties as they are available.

There are several easy ways to find out if we have a home for you:

1) Go to www.KerygmaProperties.com/buy to our Homes Available.

2) Fax us toll free at 877-SafeSale (723-3725).

3) Email your name, contact info, and a brief description of your dream home.

4) Call our office for personal assistance at 877-723-3725 and ask for Tom to tell us about yourself and what you're looking for. Let us show you how to overcome any home buying challenges you're facing. There's no cost or obligation. We don't charge a fee to get you into one of our homes nor to help explore your options.

Contact us! We look forward to hearing from you!